Can you get criminally charged when claiming bankruptcy in canada?

Well they would have to prove that she was intending on gambling the money away and not intend in repaying it. Then maybe a fraud charge it's unlikely. If she does file she will have to pay a monthly fee Wich is around 200 a month for a year. Her credit will be ruined and it will fallow her to the US. She needs help for her gambeling or she will be in trouble again.